When it comes to insurance of any kind, it is better to be safe than sorry. Earthquake insurance definitely falls into the category of good protection that is better to not have to use. There are several reasons as to why having earthquake insurance is a smart investment. 

1-      First of all, an earthquake can strike anywhere at any time. While there are certainly going to be areas that are prone to it more often than others, such as California, the fact of the matter is that one could potentially hit anywhere.

2-      All of the regions of the United States actually are near or any geological fault lines. Indeed, this even includes the Eastern and Midwestern parts of the country. Put simply, there is no area that is completely safe.

3-      It is better to be safe than sorry. Paying a small investment every month is something that will pay off many times greater should there be an actual emergency. If there is an emergency, then getting your life back on track as soon as possible should make the experience more bearable.

4-      Protection Is not that expensive. When it all comes down to it, the small amount paid is made to reflect that while a quake may not be likely, people can be covered properly at all times.

All of these factors stand as prime reasons as to why earthquake insurance is a smart investment. While one does not wish to ever see such a situation unfold, it is belter to be ready if it does.